Finance

Let us help you get the car of your dreams

The Lufkin Ford finance department is focused on ensuring your experience with our dealership exceeds your highest expectations. Our friendly finance managers work with people from all over including Lufkin, Tyler, and Diboll to ensure our customers get the right finance program at the most competitive rates.

We strive to work with each customer to ensure their satisfaction. We have financed customers from Nacogdoches to Livingston. Whether you are right down the road or an hour away from Lufkin you can use our quick pre-approval form to qualify for one of our finance programs. Additionally, we provide you with a payment calculator to estimate your buying power and monthly payments.

Once the Financial process has been established you can make your next move browsing our selection of New, Pre-Owned, and Inventory Under $30K. We have a variety of models, trim and colors for you to choose from.

Leasing vs. Financing

Still debating leasing vs. buying? Our financing experts are here to help. Both can be solid financial decisions depending on a variety of factors. Let’s break down leasing vs. financing so you can choose which will work best for you:

  • Leasing: If you aren’t sure what type of vehicle you’ll need long-term, leasing is a great choice. You won’t need to put forth a hefty down payment to upgrade your ride. You will need to adhere to mileage limits, but most routine maintenance will be covered under your lease’s warranty.
  • Financing: If you are ready to settle down with your vehicle for years to come, financing is the best financial decision for you. Once you pay off your vehicle, you own it! This means you’ll build equity and can customize your ride however you like. Unlike leasing, you won’t need to adhere to mileage limits and other rules.

Your next dream vehicle is at Lufkin Ford! We are always happy to answer your questions so please don’t hesitate to Contact Us today!

Our Financial Services Include:

Competitive rates direct from the manufacturer and local Texas banks

Quick approvals so you can get in the car of your dreams

Value-added services to protect your vehicle investment

Extended warranty programs

Many finance programs to fit your needs

And quality collections of new and pre-owned vehicles



How is your credit?

Our loan process can help you find the best interest rate for your next vehicle purchase.

Try our FREE credit application today!

Great New Vehicle APR!*

Competitive Used Vehicle Rates*

We have hundreds of new and used vehicles for immediate delivery and access to some of the lowest interest rates in the business. *Rates subject to change. Please see dealer for up to date rates.

Due to our special arrangements with local and national lenders, we can help you get the new or used vehicle you deserve. Whether your past credit is near perfect or not so perfect, we can help!

Complete our FREE credit application and our team of finance professionals will begin working for you. We have hundreds of vehicles currently available for immediate delivery.

Are you new to this country? Have you been turned down before? We can help. We have programs to help you get into a car and rebuild your credit. We are able to overcome most credit problems.

To get started, fill out our FREE credit application online.

Once the application is completed, our finance teams will put together a loan package that is tailored specifically for you.

Tools to help get you in the driver's seat of a new car







Head to our dealership in Lufkin for a Test Drive


We have a wide variety of new and pre-owned vehicles for you to choose from!


Test Drive


2023 Ford F-150 Lightening in Lufkin, TX | Lufkin Ford



Contact Us

Monday 7:30AM - 6:00PM
Tuesday 7:30AM - 6:00PM
Wednesday 7:30AM - 6:00PM
Thursday 7:30AM - 6:00PM
Friday 7:30AM - 6:00PM
Saturday 8:30AM - 1:00PM
Sunday Closed
Monday 8:00AM - 6:00PM
Tuesday 8:00AM - 6:00PM
Wednesday 8:00AM - 6:00PM
Thursday 8:00AM - 6:00PM
Friday 8:00AM - 6:00PM
Saturday 9:00AM - 6:00PM
Sunday Closed
Monday 7:30AM - 6:00PM
Tuesday 7:30AM - 6:00PM
Wednesday 7:30AM - 6:00PM
Thursday 7:30AM - 6:00PM
Friday 7:30AM - 6:00PM
Saturday 8:30AM - 1:00PM
Sunday Closed