You can get a lot of very helpful services at your Ford dealership to help you maintain your car. There’s also an array of new and used cars to choose from when you stop by looking for a new right. However, did you know you can also apply for car financing right through your dealership? We’d love to talk to you about the benefits of this and how the process normally goes.
It’s Convenient
Getting financing through your dealer is convenient, as you won’t need to visit multiple locations in the process of buying a new car. You can get pre-approved for financing through the dealer online. Then you can go to the dealer, trade in your car, and pick out your new one in one trip.
It’s Great for All Types of Credit
Dealerships often offer financing to people with poor credit histories and who can’t get loans through traditional lenders. As well as that, people with excellent credit scores sometimes qualify for fantastic promotional offers dealerships run. These offers often allow people with excellent credit to get loans with very low interest rates.
It Doesn’t Limit You
Once you’re approved for financing at a dealer, you have a huge selection of vehicles to choose from at that dealer, so your options feel unlimited. If you get approved for financing through a traditional lender, then you may not be able to pick the dealer you buy from at all. Sometimes the bank or credit union will ask you to select your new ride from a dealer already within their network.
How to Apply for Car Financing Through Your Dealership
Online
Many dealers these days, including us, have forms you can fill out online. Just take a look at the top of the dealership’s website and look for the word “finance.” From there, you can access a page full of information on financing, and you can also apply for pre-approval online to save yourself a trip to the dealer. All the information you need will be right there in front of you, with the form guiding you through the process step-by-step.
In Person
If you prefer to do things face-to-face, then that’s no problem. When you come to pick out your new car, just ask the salesperson assisting you about applying for financing through the dealership. The salesperson can walk you through the process of applying for financing then and there. Generally, you’ll fill out a credit application, then the dealer will send it off to multiple lenders. You could have approvals coming in just a few hours later.
Visit Lufkin Ford today to pick out your new car after being pre-approved for financing. Alternatively, stop by and apply for financing in person if that’s what you’d prefer. If you have any questions, then call our sales team at 936-229-3539.
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